| Summary of Cover |
Third Party Only |
Third Party, Fire and
Theft |
Comprehensive |
| Accidental Damage to insured car(s) |
 |
|
 |
| Loss or damage to insured cars(s) by Fire or Theft |
|
|
|
| Legal costs arising from a Third Party claim |
|
|
|
| Emergency Treatment costs |
|
|
|
| Legal Liability to Third Parties. Property damage is
limited to £20 million (excluding death, injury or damage
to property resulting from terrorism except as necessary
to meet the requirements of the Road Traffic Acts) |
|
|
|
| Driving other cars (Third Party only) |
|
|
|
| Cover for audio/visual and/or communication equipment (permanently fitted in the vehicle) |
|
If as the result of fire or theft |
Unlimited |
| Personal Belongings in the insured car |
|
|
£1,000,
£2,000 in the month of December |
| Personal Accident benefits for policyholder and spouse or domestic partner |
|
|
£20,000 |
| Medical expenses (per person) |
|
|
£300 |
| Emergency Accommodation / Get You Home Cover |
|
|
£300 |
| Cover for any person with a licence to drive your car
in a medical emergency |
|
|
|
| Windscreen, window and sunroof glass repairs, without
loss of No Claim Discount |
|
|
|
| New replacement car if yours is damaged beyond economical
repair and is up to 2 years old (subject to mileage restrictions) |
|
|
|
| Cover in the EU for an unlimited period at no extra
cost |
|
|
|
| Replacement car if vehicle being repaired following
accident, fire or theft |
|
|
|
| Up to 60% No Claim Discount |
|
|
|
| Option to protect Maximum No Claim Discount |
|
|
|
| Legal Expenses |
Optional |
Optional |
Optional |
| Breakdown Cover |
Optional |
Optional |
Optional |
| Replacement car extension for theft/total loss |
|
|
Optional |
| Replacement car category upgrade |
|
|
Optional |
