Home Insurance

Summary of cover

Some examples of the
cover we provide
Standard Accidental Damage Extended Accidental Damage Cover Plus
Up to £500,000 buildings cover and up to £50,000 contents cover as standard. Included Included Included
New for old replacement of items if repair is not feasible, such as a broken mirror.
* including clothing and household linen.
Included Included Included*
No need to specify single items worth less than £2,500, such as jewellery and antiques. Included Included Included
Limited accidental damage cover for some everyday household electrical items. Included Included Included
Full accidental damage cover within the home, to include incidents such as breaking a pair of spectacles or hammering a nail through a pipe. Included Included Included
No Claim Discount, to help keep down future premiums if you do not make any claims. Included Not included Not included
Replacement of matching pairs or sets of items, for example earrings, three-piece suites, if we cannot repair or replace individual items to match. Not included Not included Included

Please note: some of the above cover examples depend upon whether a contents or buildings policy is held. For more information on our Saga Home Insurance TailorMade Policy, which provides higher and wider levels of cover, please click here.