Home Insurance
Summary of cover
| Some examples of the cover we provide |
Standard Accidental Damage | Extended Accidental Damage | Cover Plus |
|---|---|---|---|
| Up to £500,000 buildings cover and up to £50,000 contents cover as standard. | ![]() |
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| New for old replacement of items if repair is not feasible, such as a broken mirror. * including clothing and household linen. |
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| No need to specify single items worth less than £2,500, such as jewellery and antiques. | ![]() |
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| Limited accidental damage cover for some everyday household electrical items. | ![]() |
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| Full accidental damage cover within the home, to include incidents such as breaking a pair of spectacles or hammering a nail through a pipe. | ![]() |
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| No Claim Discount, to help keep down future premiums if you do not make any claims. | ![]() |
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| Replacement of matching pairs or sets of items, for example earrings, three-piece suites, if we cannot repair or replace individual items to match. | ![]() |
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Please note: some of the above cover examples depend upon whether a contents or buildings policy is held. For more information on our Saga Home Insurance TailorMade Policy, which provides higher and wider levels of cover, please click here.

