Saga Platinum
Save money at home and abroad*
If you are looking for a credit card that provides consistently good value whether you're at home or abroad, Saga Platinum is the one to choose. With all the features you'd expect to find in a credit card, plus some you wouldn't, it's a sensible solution to your everyday financial needs wherever you use your card.
Designed to give you peace of mind as well as financial freedom, Saga Platinum is quite simply a card that just makes sense.
For more information click the links below:
No foreign currency charge on transactions in Visa Europe
When you travel, Saga Platinum can help you make the most of your activities whether you are dining out, settling your hotel bill, or just shopping. Use your card to pay for goods and services and you'll benefit from no foreign currency charge on transactions within the Visa Europe Region, and a charge of just 1% outside the Visa Europe Region.
The Visa Europe Region is defined by its member banks and therefore includes some countries who are not members of the European Union, extending the use of your card. Please click on the link above for more information.
Interest free cash withdrawals –
up to 55 days†
If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date of the transaction. There is a 2% fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.
A fair order of payments
The Saga Platinum credit card is fair to customers whether they spend or borrow. Read more…
Manage your account online
Through the Saga Platinum online service you can, check recent & past transactions, request a credit limit increase, request a balance transfer, order a replacement card and other useful account services.
You can request this service as part of your application. If you already have a Saga Platinum card and wish to sign up for the service, please contact us on 0845 603 5468 (+44 28 9032 8562 if you are abroad).
Please note that you will need a valid email address in order to use this service.
A card that gives you peace of mind…
Wherever you use your card, Saga Platinum includes reassuring features designed to protect you should something go wrong.
- Internet fraud guarantee
- Free 100 day Purchase Protection
- Free emergency travel assistance
- Card Protection Plan
- Payment Protection Insurance
Optional insurance products
To find out more about the above features: read more…
Should your Saga Platinum credit card be lost or stolen call us immediately on 0845 603 5473
(+44 2890 328641 if you are abroad) 24 hours a day, 7 days a week, 365 days a year.
Apply online for a Saga Platinum credit card.
Log on to the
Saga Platinum online service
All the features you would expect:
- 0% on purchases for the first six months from the date of opening**
- 0% on balance transfers for the first six months from the date of opening** (please note that a balance transfer fee of 2% applies)
- Typical
(variable)
Plus many valuable extra features:
- No foreign currency charge on transactions in Visa Europe
- Interest free cash withdrawals up – to 55 days†
- A fair order of payments
- Free 100 day Purchase Protection
- Exclusive discounts on board Saga's cruise ships and in our holiday resorts
Find out more;
Exisiting Saga Visa Cardholder?
*You could save money when you use your Saga Platinum credit card abroad because unlike many other UK credit cards Saga Platinum has no foreign currency charge in Visa Europe. You could also save money by transferring balances to your Saga Platinum card from other higher rate credit and store cards.
**The Introductory Rate is charged for the first six months from the date the account is opened. At the end of six months the Introductory Rate reverts back to the Ongoing Interest Rate applicable to the product at that time.
†If you use your card to withdraw cash, you will benefit from an interest free period of up to 55 days if the balance is settled in full before the due date. After that, interest will be charged at 23.9% APR from the date of the transaction. There is a 2% fee (minimum £2) for each cash advance, whether it is made abroad or in the UK.
Saga Personal Finance Limited is a wholly owned subsidiary of Saga Group Limited, and is registered in England No. 3023493. Registered Office: The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.
The Saga Platinum credit card is issued by Allied Irish Banks, p.l.c. Registered office: Bankcentre, Ballsbridge, Dublin 4, Republic of Ireland. Registered in the Republic of Ireland: Registered No. 24173. Allied Irish Banks, p.l.c. is regulated by the Financial Regulator in the Republic of Ireland.
100 Day Purchase Protection Insurance is included with the card and is underwritten by London General Insurance Company Limited, which is authorised and regulated by the Financial Services Authority.