Saga Postal Tracker ISA
2.75% tax free/AER*†
2.75% tax free/AER*†
The Postal Tracker ISA (Individual Savings Account) offers you 2.75% variable tax free/AER* annually or 2.74% tax free / 2.77% AER* monthly. This means that you can earn 25% more interest if you are a basic rate taxpayer and 66%^ if you are a higher rate taxpayer!
After the first 12 months, you will receive an interest rate of 1.75% tax free/AER* annually or 1.74% tax free / 1.75 % AER* monthly, which is guaranteed to be 0.25% below the Bank of England Base Rate for the life of the account. This means that whatever happens to the Base Rate, the interest on your Saga Postal Tracker ISA will rise and fall in response.
For more information on the Postal Tracker ISA please click below
To apply for the Postal Tracker ISA please call
0845 850 0664
Lines are open 8am – 8pm, Monday to Saturday
Find out more:
Other Benefits of the Saga Postal Tracker ISA
- An attractive bonus of 1.00% tax free for the first 12 months
- Interest paid annually or monthly
- Minimum opening balance of £500 and up to your maximum ISA allowance.
- An account operated by post
- No notice period or charges for withdrawals
- If you hold Cash ISAs elsewhere from previous tax years, it is possible to move them into the Saga account if you wish
See how the Postal Tracker ISA can earn you
more interest on £3,600
| Account type | Interest Rate | Interest earned by non tax payer | Interest earned by basic rate tax payer | Interest earned by higher rate tax payer |
|---|---|---|---|---|
| Saga Telephone Savings Account | 2.75% Gross/AER* | £99 | £79.20 | £59.40 |
| Saga Postal Tracker ISA | 2.75% Tax free/AER*† | £99 | £99^ (25% more interest) | £99^ (66% more interest) |
For more information on the Postal Tracker ISA please click below
To apply for the Saga Postal Tracker ISA please call 0845 850 0664
Calls may be monitored and recorded for security and training purposes. 0845 numbers may not be available outside the UK. Calls from BT landlines to 0845 numbers will cost no more than 2p a minute plus a 7p connection fee. The price of calls from other telephone companies and from mobile phones will be different. The call price is correct as at today's date.
*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Tax Free means free from personal liability to income tax.
^Compared to the Saga Telephone Savings Account.
†Rate refers to the annual interest option.
The deposit taker for the Saga Postal Tracker ISA is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered office: The Mound, Edinburgh EH1 1YZ (Registered in Scotland No: SC327000).