Money
Getting the best deal
Save £100s on...digital TV

Britain is switching to digital-only television and time is running out for those who have not chosen their digital TV provider, writes Teena Lyons
But, if you have already switched, is it time to consider whether you really need all those TV channels? There is a bewildering array of packages from the full monty, including every sports and movie channel, which can cost £50 a month, down to Freeview which is free. How can you save £100s by switching packages or haggling on price?
Step one: Do an audit. Take your package's monthly cost, times it by 12 to find out the annual fee. This could be as much as £600. Keep a TV diary for one month detailing the times and lengths of watched channels to see if it really is good value. The easiest way is to keep a notebook by the sofa - and don't forget to ask everyone in the family to take part. Just like a daily calorie log, this can be an eye opener.
Step two: Make a comparison. Now you know what you really watch, weigh up what is on offer from the main providers in your area. You could use an on-line comparison site such as Uswitch, where you enter the channels you are looking for and it will show the alternatives available in your area. Don't forget to also take into consideration the special offers pushed through your letterbox everyday - sometimes junk mail can be helpful.
Step three: Haggle. We know it doesn't always come naturally, but don't forget how competitive this industry can be. Every digital TV customer has been hard won and retaining existing customers is becoming increasingly important. Start off by asking about reducing the cost of your package according to the channels you really watch according to your daily log. Make sure you are armed with the details of a more competitive package - but say you would much rather stick with your existing provider. Remember, if you threaten to leave, but can't actually face doing so, you can always tell customer services that you will consider your options and come back at a later date.
Step four: Consider mix 'n match. The cheapest multi-channel operator is Freeview and it is possible to get a box for £30 which gives you access to eight BBC TV channels, digital radio and other services such as Film 4 and ITV2. Then, if your log shows a preference for a few movies a month, check out a DVD rental service such as Amazon which offers plans to rent DVDs from £3.99 a month for two movies, to £9.99 a month for six. Plus delivery and return is free and easy to do.