Trust in our award-winning car insurance
Trusted by more than 1 million drivers.
99.5% of claims paid out in 2024
24-hour claims line
Over-50s car cover with no upper age limit
No admin fees for mid-term policy changes
Five-year repairs warranty
You're on to a winner – Voted best car insurer at the Times Money Mentor Awards 2024.
Trusted for quality – Defaqto 5 Star rated every year since 2013.
We offer three different levels of car insurance for people over 50, all with the same great service so you can choose the most suitable policy for your needs and budget.
| Cover and benefits | Saga Standard | Saga Select |
Saga Plus
3-year fixed price
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|---|---|---|---|
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Uninsured driver promise You won’t lose your No Claim Discount and your excess will be reimbursed if an uninsured driver hits you (vehicle details required). |
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Cover for trips abroad Drive in 30+ European countries for up to 90 days in any policy year with the same level of cover as you have in the UK. |
Unlimited |
Unlimited |
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Guaranteed courtesy car We’ll give you a replacement car while your vehicle is at a Saga approved repairer after an accident anywhere in the UK. |
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Protected No Claim Discount (NCD) If you have four or more years' NCD, we'll protect it against two fault claims in a three-year period. |
Optional |
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Vandalism promise You won't lose your NCD if you make a valid claim for damage caused by vandals. |
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Misfuelling Any loss or damage caused directly or indirectly as a result of accidentally filling your vehicle with the incorrect type of fuel. |
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Key protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected. |
Optional |
Optional |
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Claims promise While you are with us, your NCD won't be affected by claims caused by theft, fire, storm, flood or animal damage, or if your vehicle is hit when parked. |
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Accident healthcare If you (or your spouse or partner) is injured in a road accident in the UK, we'll organise eligible private medical treatment for you up to £1 million. |
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3-year fixed price You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. (T&Cs apply). |
