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Over 50s health insurance
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FREE GIFT EXPERIENCE

SAGA HEALTH INSURANCE

Begin a Saga Health Insurance policy by 30 May 2025 and you’ll receive a free experience voucher worth up to £350. T&Cs apply.

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Choose a free gift worth up to £350

Plan a day of adventure, dine out in style or visit a national treasure. Begin a​ new Saga Health Insurance policy before the end of 30 May 2025 and you’ll​ receive a free experience voucher worth up to £350. T&Cs apply.
A mature couple visiting a castle on a spring day

Explore

Enjoy a National Trust gift card worth £300, for everything from memorable days out, membership with entry to over 500 places or to use in National Trust cafés and shops.

A mature couple being served wine in a fancy restaurant

Dine

Share a fine feast with The Dining Out Gift Card. Choose from 1,500 venues and enjoy a free restaurant credit worth £350.

A mature woman enjoying a relaxing spa treatment

Experience

Do something special for you. Choose from 6,000 Virgin Experience Days, worth £300.

Free gift experience terms and conditions
  1. This offer is only available with new Saga Health Insurance policies. It is not applied to any subsequent renewals of the qualifying policy.
  2. The offer start date is 00:01 on 3 March 2025 and is available for policies purchased before 23:59 on 30 May 2025. The start date of the policy must fall within these dates.
  3. If you qualify for this offer, details on how to claim your reward gift will be sent to you by email between 60 and 90 days after your policy start date. A letter can be sent with these details upon request. Once received, you will have 60 days to claim and choose your reward gift.
  4. The reward gift will only be approved and issued if:
    your annual policy payment has cleared; or
    your second monthly payment has been made; and
    you still hold the policy with us.
  5. The reward gift may be subject to additional terms and conditions as determined by the chosen retailer; it is your responsibility to ensure you comply with these. The gift reward expiry period will be determined by the retailer and may vary depending on the gift reward chosen. The retailers of the gift rewards are not a sponsor of this activity.
  6. By taking advantage of this offer, you agree that Saga is not liable for any loss, damage or personal injury whatsoever suffered or sustained in connection with this offer or use of the gift. Saga is not liable for any gift that is lost, stolen or unused unless these are caused by our negligence.
  7. Reward gifts are non-transferable, non-exchangeable and no cash alternative is offered; they are limited to one gift per policy. Saga reserves the right to amend or withdraw this offer without prior notice and it cannot be used in conjunction with any other offers.
  8. The promoter of this offer is Saga Services Limited, registered in England and Wales (Company No. 732602). Authorised and regulated by the Financial Conduct Authority (FCA No. 311557). Registered office: 3 Pancras Square, London N1C 4AG.
  9. The fulfilment of the rewards is provided by TLC Worldwide, registered in England and Wales (Company No. 10797286). Registered office: 54 Baker Street, London W1U 7BU.
  10. Personal data supplied during the course of this promotion will only be processed as set out in Saga’s Privacy Policy. Saga will not share any customer data with TLC Worldwide; however, you will be required to share with them the relevant information needed for fulfilment of the reward gift. For details, see TLC Worldwide’s Privacy Policy.
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Why wait for treatment?
Be seen, tested and
treated fast

With Saga Health Insurance, every stage of your private healthcare journey will be handled quickly and efficiently – from your initial consultation with a specialist through diagnosis to medical or surgical care.

Take our direct route to private treatment

  1. Get a referral from your GP or the Saga GP service.
  2. Call the Claims Helpline to check you’re covered.
  3. Book in with a specialist at a convenient time and location.
  4. Have scans and tests and get the results quickly.
  5. Be treated in your chosen private hospital when it suits you.
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Choose from a range of health plans

Your hospital, your specialist, your choice. Saga Health Insurance offers a choice of plans that provide cover for hospital inpatient and day patient services and a range of outpatient benefits.

Benefits Super Secure Saver Plus

Outpatient consultations with a specialist and diagnostic tests

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient practitioner and physiotherapist charges

No annual maximum

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient therapist and acupuncturist charges

Up to £2,000 per year

Combined limit up to £2,000 per year*

Combined limit of £1,000 per year**

Outpatient CT, MRI & PET scans

No annual maximum

No annual maximum

One scan, plus unlimited follow-up scans within 8 months of related eligible in-patient or day-patient treatment or related eligible out- patient surgical procedure

Outpatient cancer treatments including radiotherapy and chemotherapy

No annual maximum

No annual maximum

No annual maximum

Outpatient mental health treatment

Up to £2,500 per year

Up to £2,000 per year

Up to £1,500 per year

*These benefits have a combined limit of £2,000 per year, plus an additional £400 per year for post-operative therapist, physiotherapist and acupuncturist charges

**These benefits have a combined limit of £1,000 per year

Who underwrites Saga Health Insurance?

Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.

Get a health insurance quote today

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