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Over 50s home insurance
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HOME INSURANCE

3-year fixed price with no tie-ins. T&Cs apply

Protect your home with Saga

When you’ve spent time and care making a house a home, you want to be sure it’s protected from anything that could go wrong. Getting the right level of home insurance is important to keep your home and belongings safe against the unexpected happening.

Defaqto 5 star rated home insurance 2014 to 2025.

Why choose Saga?

You'll benefit from our highly rated cover and service.

We are proud to offer five-star treatment every day with Saga Home Insurance – Defaqto 5 Star rated every year since 2014.

Compare our Saga Home Insurance cover levels

Cover and benefits Saga Select Saga Plus
3-year fixed price

3-year fixed price

You can expect to pay the same price for 3 years if there are no changes, even after most types of claim. T&Cs apply

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Up to £1 million cover for buildings and up to £100,000 for contents

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Accidental damage cover in the home

For example if you stain your sofa or leave a hot pan on a worktop.

Optional

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Personal belongings cover

For items away from home like mobile phones and tablets (up to £10,000 per event with a single item limit of £2,500).

Optional

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New for old replacement

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No need to add single items worth less than £2,500

(like jewellery and paintings kept at home) to the policy

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Extended cover

For when your home is unoccupied for up to 60 days in a row, such as if you go on a long holiday

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Trace, access and repair

You're covered on your buildings insurance to find the source of a leak causing damage to your buildings and repair it, even if the damage to the pipe is caused by wear and tear

Up to £5,000

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Replacement of matching pairs or sets of items

Like earrings or three-piece suites (if we can’t repair or replace individual items to match).

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Garden cover

Cover for loss or damage to your plants, lawns, shrubs and garden contents within the property.

Up to £1,000

Up to £5,000

Who are Saga's home insurance policies underwritten by?

Saga Home Insurance policies, exclusively for people over 50, are unique products designed specifically for our customers. They are underwritten by a number of carefully selected insurers that provide our high standards of quality and service.

Get a quote for Saga Home Insurance