Skip to content
Mortgages
Call us on 0330 018 3071
Mon-Thu 9am-8pm
Fri 9am-5:30pm
Sat-Sun 10am-3pm
A hiker relaxing and taking in the view

Mortgages made simple

Saga have partnered with Tembo to help you remortgage, buy a new home or simply help a loved one 

Check affordability

Explore your mortgage options

Saga has teamed up with award-winning mortgage broker Tembo to offer Saga Mortgages. Whether you want to remortgage, buy a new property or help your loved ones buy, we could help.

It’s quick and easy to see what might be possible for you and your family. You can check your affordability and complete our online fact find. You'll be offered all the products relevant to you, including their costs and interest rates.

If you’re eligible, we’ll also invite you to book an advice session with a mortgage advisor. They will talk through your options in more detail and answer any questions you have. The session is relaxed, and you won’t feel any pressure to proceed.

Important - If you take out a mortgage and don’t keep up with payments, your home may be repossessed. If you act as a guarantor, you’re also liable for missed payments.

Mortgage recommendations that are as unique as you are.

Access to 20,000+ mortgage products

Over 100 different lenders will be considered to find you the most suitable and best priced option available for you.

Specialist mortgage schemes for over 50s

Including high-street lenders like HSBC, NatWest, and Barclays as well as specialist lenders and building societies such as Metro Bank and Skipton Building Society.

Instant recommendation and live interest rates

Same day appointments available 7-days a week means our expert advisors will get your mortgage in motion as quickly as possible.

Check affordability

A range of mortgages to suit you

A young girl running towards her grandparents

Remortgaging

Trust us to help you find the best deals when it’s time to remortgage.

A grandfather carrying his grandson in the air as they play with a toy airplane

Retirement Interest-only mortgages

Find out how you could borrow in later life with a RIO mortgage.

A row of houses on a blue sky day

Buy-to-Let mortgages

Are you looking to buy your first rental property to earn additional income in retirement?

An adult and child's hands cupped together holding a small wooden house

Deposit Boost

Release some money from your home to help a child or grandchild.

Grand parents with their grandchildren on a sofa at home

Income Boost

Use your income to boost the buying potential of your loved ones.

A grandfather looking at a book with his granddaughter

Savings as Security

Use your savings to lift a family member onto the property ladder.

Happy mature hiker with a smile on his face while standing on top of a hill with a backpack.

A personalised mortgage recommendation

With over 100 lenders and more than 20,000 mortgages to choose from.

Check affordability

See what our customers say

Winning team

After having no luck in finding a mortgage with our usual mortgage broker and also with a company specialising in mortgages for the over 60's, we decided to give Tembo a try via Saga. What had started out as a stressful and worrying process was resolved quickly and efficiently. I cannot recommend them highly enough. It is unlikely we will move again, but, if we do, we will definitely use them again.

John

Expert navigation of mortgage market

We were introduced to Tembo through SAGA, a trusted provider of several services. We found Tembo knowledgeable, friendly and efficient and quickly had an offer-in-principle set up at which point our case was taken over by Rebecca who patiently and diligently navigated the blizzard of personal data required by lenders these days and finally escalated the matter with the lender when their requests became obscure and super-detailed. For this alone, it was worth using Tembo who provided efficient, accessible, patient and professional advice throughout.

Sue and Brian

Superstars!

Saga Mortgages managed to sort a sensible mortgage for us in a speedy, professional and understanding manner. Thoroughly recommended! - for Saga Louts and youngsters alike!

Lance