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POLICY BOOKS

Read all about our insurance products

Find all the information you need about Saga Insurance products with our detailed policy books.

Car insurance policy books

Saga Car Insurance is now provided in partnership with Ageas. Because of this some policy details may change. To make sure you view the right information, select the option that matches your policy number.

Car insurance policies beginning 10XXXXXXXX

These policy books apply to policies with a ten-numbered policy number beginning 10

Saga Plus/Select car insurance

These policy books relate to Saga Plus and Saga Select policies.

Plus & Select Policy Book (PDF, 815KB)

For policies taken out on or after 14/12/2023
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Saga Standard car insurance

These policy books relate to Saga Standard policies.

Standard Policy Book (PDF, 779KB)

For policies taken out on or after 14/12/2023
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Saga Breakdown Assistance

These policy books relate to Saga Breakdown Assistance cover.

Saga Breakdown Assistance Policy Book (PDF, 401KB)

For policies taken out on or after 26/07/2023
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Saga Accident Healthcare

These policy books relate to Saga Accident Healthcare cover.

Accident Healthcare Policy Book (PDF, 341KB)

For policies taken out on or after 01/12/2023
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Car insurance policies beginning MXXXXXXXXX
These policy books apply to policies starting M followed by 9 digits.

Saga Car Insurance

These policy books relate to Saga Car Insurance policies starting 'M' followed by 9 digits.

Saga Car Insurance Policy Book (PDF, 933KB)

For policies with a policy number starting with 'M', taken out on or after 15/12/2025
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Breakdown cover

These policy books relate to Breakdown cover policies starting 'M' followed by 9 digits.

Breakdown cover Policy Book (PDF, 531KB)

For policies with a policy number starting with 'M', taken out on or after 15/12/2025
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Home insurance policy books

View or download the policy books that relate to your Saga Home Insurance cover.

Saga Plus Home Insurance

These policy books relate to Saga Plus Home Insurance policies.

Saga Plus Policy Book (PDF, 569KB)

For policies taken out on or after 11/04/2025
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Saga Plus Policy Book (PDF, 672KB)

For policies taken out on or after 26/07/2023
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Saga Select Home Insurance

These policy books relate to Saga Select Home Insurance policies.

Saga Select Policy Book (PDF, 658KB)

For policies taken out on or after 11/04/2025
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Saga Select Policy Book (PDF, 672KB)

For policies taken out on or after 26/07/2023
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Saga Home Emergency

These policy books relate to Saga Home Emergency policies

Home Emergency Policy Book (PDF, 402KB)

For policies taken out on or after 14/05/2024
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Saga TailorMade Home Insurance

These policy books relate to Saga TailorMade Home Insurance policies.

Saga TailorMade Policy Book (PDF, 633KB)

For policies taken out on or after 26/07/2023
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Travel insurance policy books

View or download the policy books that relate to your Saga Travel Insurance cover.

Saga Standard & Saga Plus

These policy books relate to Saga Standard and Saga Plus Travel Insurance policies.

Standard & Plus Policy Book (PDF, 516KB)

For policies taken out on or after 10/12/2025
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Standard & Plus Policy Book (PDF, 490KB)

For policies taken out on or after 17/04/2025
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Standard & Plus Policy Book (PDF, 687KB)

For policies taken out on or after 13/04/2024
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Saga Essential

These policy books relate to Saga Essential Travel Insurance policies.

Essential Policy Book (PDF, 350KB)

For policies taken out on or after 10/12/2025
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Essential Policy Book (PDF, 443KB)

For policies taken out on or after 15/08/2025
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Essential Policy Book (PDF, 572KB)

For policies taken out on or after 13/04/2024
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Saga Select Travel Insurance

These policy books relate to Saga Select Travel Insurance policies.

Saga Select Travel Insurance Policy Book (PDF, 615KB)

For policies taken out on or after 13/04/2024
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Health insurance policy books

View or download the policy books that relate to your Saga Health Insurance cover.

Saga HealthPlan Super

For customers who have chosen Saga HealthPlan Super.

Saga HealthPlan Super (PDF, 586KB)

For policies taken out on or after 01/11/2025
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Saga HealthPlan Super (PDF, 768KB)

For policies taken out on or after 01/05/2025
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Saga HealthPlan Super (PDF, 2.1MB)

For policies taken out on or after 27/07/2024
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Saga HealthPlan Secure

For customers who have chosen Saga HealthPlan Secure.

Saga HealthPlan Secure (PDF, 584KB)

For policies taken out on or after 01/11/2025
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Saga HealthPlan Secure (PDF, 755KB)

For policies taken out on or after 01/05/2025
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Saga HealthPlan Secure (PDF, 2.2MB)

For policies taken out on or after 27/07/2024
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Saga HealthPlan Saver Plus

For customers who have chosen Saga HealthPlan Saver Plus.

Saga HealthPlan Saver Plus (PDF, 518KB)

For policies taken out on or after 01/11/2025
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Saga HealthPlan Saver Plus (PDF, 728KB)

For policies taken out on or after 01/05/2025
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Saga HealthPlan Saver Plus (PDF, 2.2MB)

For policies taken out on or after 27/07/2024
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Saga HealthPlan Support

For customers who have chosen Saga HealthPlan Support. This plan is not available to purchase online.

Saga HealthPlan Support (PDF, 439KB)

For policies taken out on or after 01/11/2025
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Saga HealthPlan Support (PDF, 599KB)

For policies taken out on or after 01/05/2025
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Saga HealthPlan Support (PDF, 2MB)

For policies taken out on or after 27/07/2024
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Saga Countrywide hospital list

For customers who have chosen the Saga Countrywide Hospital List or the Saga London Upgrade.

Saga countrywide hospital list (PDF, 284KB)

For policies taken out on or after 01/11/2025
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Saga countrywide hospital list (PDF, 833KB)

For policies taken out on or after 01/05/2025
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Saga countrywide hospital list (PDF, 486KB)

For policies taken out on or after 01/05/2024
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Saga Key Treatments

For the Saga Key Treatments plan. Please note, this cover is no longer available to new customers.

Saga Key Treatments (PDF, 494KB)

Valid from 01/11/2025
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Saga Key Treatments (PDF, 502KB)

Valid from 01/05/2025
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Saga Key Treatments (PDF, 496KB)

Valid from 01/05/2024
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