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Family mortgages

Help your loved ones buy a home with support from Saga Mortgages.

Saga Mortgages gives you a range of ways to help boost the buying power of your children or grandkids. You could use a cash gift, become a guarantor or release money from your own property. And before you know it, your loved ones could be getting the keys to their new home.

We partner with Tembo, who are an award-winning digital mortgage broker. Their friendly experts can advise you on the best ways to achieve your family’s property goals. They'll also give you access to hundreds of mortgage deals, which could save you money and boost your budget.

Explore your family mortgage options

It’s quick and easy to see what might be possible for you and your family. Register your details here and complete our online fact find. You'll then see examples of relevant products, costs and interest rates.

If you’re eligible, we’ll also invite you to book an advice session with a mortgage advisor. They will talk through your options in more detail and answer any questions you have. The session is relaxed, and you won’t feel any pressure to proceed.

Remember if you take out a mortgage and don’t keep up with payments, your home may be repossessed. If you act as a guarantor, you’re also liable for missed payments.

Grand parents with their grandchildren on a sofa at home

Income Boost

Use your income to boost the buying potential of your loved ones.

Find out more
An adult and child's hands cupped together holding a small wooden house

Deposit Boost

Release some money from your home to help a child or grandchild.

Find out more
A grandfather looking at a book with his granddaughter

Springboard Mortgages

Use your savings to lift a family member onto the property ladder.

Find out more

Why we work with Tembo

Tembo was awarded Best Mortgage Broker at the British Banking Awards in 2022 and 2023. Not only do they provide expert advice, but they can search over 20,000 products to find the best deal for you.

You’ll get access to mortgage options from over 100 lenders. And you’ll feel supported every step of the way, from your first call to the final stages.

Ready when you are

Want to talk to us about family mortgages? You can speak to an expert seven days a week.

0330 018 3071

Mon-Thu 9am-8pm
Fri 9am-5:30pm
Sat-Sun 10am-3pm

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Find out your mortgage options

Get a sense of what's possible with our short online survey.

By filling in a few details, you'll quickly see what mortgage options are available to you.

Get started

Important information

Your home may be repossessed if you do not keep up payments on your mortgage. Saga Money may receive payment from Tembo if you obtain a mortgage offer through the Saga Mortgages service. This will not impact the amount you pay for the service.

Saga is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (company number 3023493). Registered office 3 Pancras Square, London, N1C 4AG. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority under the registration number 178922.

Tembo Money Limited (12631312) is a company registered in England and Wales with its registered office at 18 Crucifix Lane, London, SE1 3JW. Tembo is authorised and regulated by the Financial Conduct Authority under the registration number 952652. Tembo Money was awarded Best Mortgage Broker at the British Banking Awards in 2022 and 2023.