SWITCH YOUR HEALTH INSURANCE
Switching health insurance provider
At Saga, we offer a comprehensive range of plans for the over 50s. If you're switching from another private medical insurance provider, you may be able to benefit from a higher level of cover at a lower price when you start a new policy with us.
80% of new customers told us they saved money when they switched their health insurance to us from other providers. Based on 148 customers surveyed in 2024, including offer periods.
Why should you switch to Saga?
-
We have over 30 years of experience providing health insurance cover
-
Our customers gave us 9 out of 10, on average, for value for money (based on 271 new customers surveyed in 2024)
-
Saga GP Service – 24/7 access, 365 days a year, from anywhere in the world to a practising GP who can discuss any health concerns, as well as arranging private prescriptions and providing open referrals to a specialist if appropriate
-
You could save money on your current policy
-
You could earn up to 60% No Claim Discount
-
Our unique 4-week wait option – if the NHS waiting time for your treatment is over 4 weeks we'll arrange for you to be seen immediately in a private hospital. However, if the NHS can provide the treatment locally within 4 weeks, you'll be treated by the NHS. This option can help reduce your price.
We also offer a 6-week wait option, but this is not available online. Please call 0330 094 6361 for more information.
Defaqto 5 Star rated health insurance
We are proud to offer five-star treatment every day with Saga Health Insurance. Saga Healthplan Super is 5 Star rated by Defaqto.
Existing medical conditions?
It may be possible to keep cover for your pre-existing medical conditions when you switch to Saga Health Insurance, even if you’ve claimed under your existing policy.
This is subject to your medical history and the terms of the new policy.
Call our helpful UK-based health insurance team on 0330 094 6361 to find out more.
Company health insurance
Many people want to keep the security of private medical insurance (previously provided by employers) when they change jobs, retire or set up their own business. We have a range of options to suit you and your budget and what’s more, you can personalise your plan to keep the price down or improve your cover.
Call us on 0330 094 6361 to find out more about moving your company health insurance to a personal health plan.
Medical insurance for the self-employed
Taking time off work because of ill health can be costly as well as inconvenient if you're self-employed or work as a freelancer. That's when having one of Saga's range of health plans really pays, providing you with fast access to medical investigations and treatment plus a number of money-saving options.
If you're over 50, call our knowledgeable team to find out more on 0330 094 6361
Who underwrites Saga Health Insurance?
Saga Health Insurance is a unique product designed by us specifically for our customers and it is only available through us. Together with our underwriter, Bupa Insurance Limited, we are committed to providing high levels of quality, service and choice. That's why we offer a range of policies that can be tailored to suit your needs and budget.
Would you like to find out more?
For more information about switching your health insurance to Saga, simply call our friendly, UK-based team. Alternatively, you can get a quote online in minutes.
Mon-Fri – 8:30am-7:00pm
Sat – 9:00am-1:00pm
More from Saga Health Insurance
There's plenty to explore and learn about our health insurance cover.
Thinking about private health insurance?
We explain the basics about getting health insurance so you could go private for medical treatment.
Options to improve your cover
Tailor and improve your Saga Health Insurance policy so you can have the cover that's right for you.
Compare healthplans
We offer a choice of four health plans, each providing cover for diagnosis and prompt hospital treatment.
What is health insurance?
Health insurance gives you quick access to private healthcare for early diagnosis and prompt treatment.
Your choice of hospital
One of the main benefits of Saga Health Insurance is choosing where you're treated, from a range of private hospitals.
Health insurance FAQs
Want to know more? Here are the answers to the questions we're asked most often about our health insurance.
What is moratorium underwriting?
Learn more about the three different underwriting methods in a Saga HealthPlan including Moratorium and Full Medical Underwriting.
Health insurance glossary of terms
Our glossary of health insurance terms explains the most commonly used words and phrases to make things as clear as possible.
Saga GP Service
The Saga GP Service offers unlimited access to telephone GP appointments – 24 hours a day, 365 days a year.
Make a health claim
Visit our membership handbook page for useful information on making a claim, including how and when to contact us.
Cancer cover
Saga HealthPlans, Super, Secure and Saver Plus all provide the peace of mind that you have access to good, all-round cover for cancer every step of the way.
Cycling cities
From Norwich to Glasgow, Saga uncovers the UK’s most cycle-friendly cities, and the perspectives of different generations on cycling, all the way from Gen Z to those over 50 years old.
Healthy hobbies in later life
How can we rejuvenate our mental health and wellbeing as we get older? Our research suggests hobbies – and the natural world – hold the key.