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Two women sat drinking coffee on the back of their motorhome

MOTORHOME INSURANCE

Choose Saga Plus Motorhome Insurance for no price rises in three years and no cancellation fees (T&Cs apply).

Motorhome insurance - with a 3-year fixed price

Make sure your home on wheels is covered for all your adventures, both in the UK and Europe. If you choose our top level of cover, Saga Plus, your price won't go up for three years, (T&Cs apply).

We've also introduced our Claims Promise which means that your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked. And what's more, you're free to cancel your Saga Plus Motorhome Insurance at any time – we won't charge you a cancellation fee.

Saga Motorhome Insurance gives you Comprehensive cover that ticks all the boxes. Motorhome insurance may be a legal requirement in the UK, but it also gives you the peace of mind that should something happen while touring, you’ve got the necessary cover in place.

Already a customer?

Log in or create a MySaga account to view your policy documents or renewal invite. Fast and easy, no need to call.

New to Saga?

Start your journey with us, get a quote or pick up where you left off. Online or over the phone, we look forward to welcoming you.

What’s covered by Saga Plus?

Legal Protection

Up to £100,000 to help you recover uninsured losses after an accident that’s not your fault

Receive eligible private medical treatment

Up to £1 million if you or your spouse/partner are injured in a road traffic accident

Onward taxi travel

Get to your UK destinations by taxi if your motorhome's too damaged to continue your journey after an accident

Key Protection

Up to £2,500 per claim, including £250 for wear and tear. There's no excess to pay and making a claim won't affect your NCD.

If nothing changes, why should your price?

Saga Plus comes with a 3-year fixed price – meaning your price won't go up for three years, (T&Cs apply). The only thing that's fixed is your price, you're free to cancel at any time with no fees to pay.

Find out how fixed price motorhome insurance works.

Saga Select – Comprehensive motorhome cover with no fixed price

We also offer Saga Select, a Comprehensive cover level that comes with fewer features than Saga Plus and doesn't include a 3-year fixed price. Compare our two cover levels in the table below.

Cover and benefits Saga Select Saga Plus

3-year fixed price

You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. T&Cs apply.

Dash
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Claims promise

Your NCD while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked

Dash
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Uninsured driver cover

If an uninsured driver hits your motorhome, as long as it's not your fault and you can give us their vehicle reg and accident details, we'll refund any excess paid and your NCD won't be affected

Tick
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Legal Protection

We'll cover up to £100,000 of legal costs to recover uninsured losses after an accident that's not your fault, if the legal team believes you can win your case

Optional

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Onward taxi travel

If the damage to your motorhome means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you anywhere in the country

Dash
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Accident Healthcare cover

We’ll give you and your spouse/partner eligible private medical treatment up to £1 million if you’re injured in a road accident

Dash
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Key Protection

We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected

Optional

Tick

Protected No Claim Discount

If you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period

Tick
Tick

Who are Saga's motorhome insurance policies underwritten by?

Saga Motorhome Insurance is underwritten by Acromas Insurance Company Limited. It’s a unique product that we’ve designed specifically for our customers. Together, we’re committed to providing high levels of quality and service.

Get a quote for motorhome insurance

Motorhome FAQs

What is your 3-year fixed price?

Our Saga Plus cover level comes with a 3-year fixed price. This means you can expect to pay the same price for three years. So if you choose to stay next year and there have been no changes to your policy details, your price will be no more than you paid for the first year.

We have also introduced our Claims Promise, which means your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked.

You're free to leave at any time with no cancellation charges and make amendments to your policy, such as changing your vehicle, with no admin fees to pay. However, changes to your policy may change your price.

View the full terms and conditions and find out more about our 3-year fixed price.

Can I drive in the EU?

Yes, EU cover is included as standard for an unlimited period of time. Check which countries are covered.

Are my keys covered?

Yes, if you have a Saga Plus policy, you'll get Key Protection as standard with up to £2,500 of cover. We also cover up to £250 for wear and tear. If you choose a Saga Select policy, you can choose to add Key Protection as an optional extra when you're getting a quote for £9.99 a year. With Key Protection, there's no excess to pay and your NCD won't be affected.

Without Key Protection, your vehicle’s ignition key is covered if it is lost or damaged. If it is stolen, and the person who has taken it is likely to know where your vehicle is, we will also pay to replace the relevant locks. However, there will be an excess to pay and the claim will affect your NCD. Please see your Policy Book for full terms, conditions and exclusions.

Are personal belongings covered?

Yes. You’re covered for the following:

  • up to £1,500 for clothing and personal belongings that you keep in your motorhome, with a maximum of £100 for any one item;
  • up to £500 for camping equipment and gas cylinders kept near your motorhome, with a maximum of £100 for any one item;
  • up to £1,500 for awnings;
  • up to £700 for television and audio equipment, with a maximum of £350 for any one item.

However we are unable to cover jewellery, watches, furs, money, stamps, tickets or documents, anything that’s connected to a trade or business, or anything that is stolen from an awning.

What are the maximum dimensions of a motorhome that Saga can cover?

There are no size restrictions for motorhomes.