Skip to content
Back to Insurance
Back to Holidays
Back to Saga Money
Back to Saga Magazine
Happy senior couple relaxing on deck chairs at the beach


Our travel insurance policies have no upper age limit, so if you're aged over 70 and looking for high levels of cover and service, why not try Saga?

Travel insurance for over 70s

While our travel insurance is designed with people over 50 in mind, we don’t place upper age limits on our policies.

Quality travel insurance for people over 70

By choosing Saga Travel Insurance, you’ll get cover with comprehensive benefits so that you can enjoy your holiday with confidence.

Depending on which cover level you choose, your travel insurance could include:

  • From up to £2 million to £20 million emergency medical cover (£2 million for UK trips)
  • From up to £2,500 to £20,000 cancellation cover
  • From up to £1,500 to £10,000 baggage cover
  • 24/7 English speaking travel assistance helpline

Pre-existing medical conditions

If you want to travel, we don’t think pre-existing conditions should hold you back. That’s why our policies cover many medical conditions so you can continue to take holidays for as long as you feel able.

In fact, in the last 10 years, we’ve covered more than 1.2 million people with diagnosed pre-existing medical conditions, such as high blood pressure and diabetes.

European and worldwide travel insurance

Saga Travel Insurance covers all destinations. For single trip, you’ll choose which country or countries you need to be covered for.

For annual multi trip, we offer cover for three regions:

  • Europe (including Azores, Canary Islands, Turkey and Madeira)
  • Worldwide (excluding USA, Canada, Mexico and all Caribbean islands)
  • Worldwide, which as the name suggests, covers you for all countries, anywhere in the world.

For more information on which countries are covered under which region, visit our annual travel insurance page.

Do I need travel insurance as well as a GHIC?

A Global Health Insurance Card (GHIC), is complementary to travel insurance, not a replacement. It gives you access to state-provided healthcare while you’re on holiday in a European Economic Area country or Switzerland. If you have one of these cards, you can get the same level of care as someone living in that country would receive, for the same cost.

However, a GHIC, does not cover you for the medical costs that you would have to pay if you need to fly home to continue your treatment. Without travel insurance, you also wouldn’t benefit from all the features that come with it, including cover for cancellation, lost baggage, missed departure, and so on.

Single trip travel insurance for over 70s

Saga Standard and Saga Plus single trip cover is suitable for trips up to 180 days long in Europe (or 120 worldwide), perfect if you enjoy escaping the British winter for weeks at a time on a long stay holiday or perhaps you divide your time between the UK and your holiday home abroad. Saga Essential offers cover for trips up to 30 days.

Of course, it’s just as good for a weekend hop across the Channel or a short break within the UK.

If you’re travelling with friends or family of different ages, as long as the main policyholder is over 50, you can save time by insuring everyone (up to 10 people) on the same policy.

Annual travel insurance for over 70s

If you like to take multiple holidays each year, it might work out better value for money to choose annual multi-trip insurance. Annual insurance covers you for an unlimited number of trips within 12 months. The maximum trip duration is 45 days, which can be extended to 60 or 90 days (90 day extension not available for USA, Mexico, Canada and the Caribbean). The maximum number of days we’ll cover within the 12 months is 180.

A great benefit of annual multi-trip insurance is that whenever you book a trip, you’ll know that you’re immediately covered for cancellation. You can also add friends and family under 50 to your annual policy.

See our annual multi-trip cover table for more information.

24-hour Travel Assistance helpline

Once you take out a Saga Travel Insurance policy, you’ll have access to our Travel Assistance helpline. Friendly, English-speaking advisers are at the end of the phone whenever you need them. Whether you need to know if vaccinations are needed for your destination or what to do if your suitcase doesn’t appear on the airport luggage carousel, we’re here to help.

Winter sports cover and leisure activities

For your next winter holiday, don’t forget your ski travel insurance. Our winter sports add-on will cover you in case you’re injured during your trip as well as damage to your hire skis, piste closure and more.

If that all sounds a bit too chilly for your liking, you’ll be pleased to know that we also cover a huge range of popular leisure activities that don’t involve any snow, including aerobics, cycling, golf and surfing. Take a look at the complete list of leisure activities covered.

Who underwrites Saga Travel Insurance?

Saga Travel Insurance is designed for people over 50 and is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Get a quote for Saga Travel Insurance today