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Senior married couple coming from surfing


We automatically include cover for a range of popular leisure activities

Leisure activities and your travel insurance

If you're looking to do more than just relax on your holiday, you'll be relieved to know that we cover over 40 popular leisure activities. Plus optional cover for winter sports activities.

What activities does Saga Travel Insurance cover?

There are activities we cover and some which will be covered as long as they have been professionally organised and have professional supervision.

Activities covered

The following activities are automatically included with Saga Travel Insurance policies:

  • Aerobics
  • Badminton
  • Baseball
  • Basketball
  • Beach cricket, football and volleyball
  • Boogie boarding
  • Bowls
  • Cricket
  • Croquet
  • Curling
  • Cycling (no racing)
  • Dog sledding (passenger only)
  • Fell walking
  • Fishing
  • Golf
  • Helicopter rides (passenger only)
  • Hiking/Trekking/Walking under 4,000m
  • Ice skating
  • Jogging
  • Marathon running
  • Mountain biking on recognised routes
  • Orienteering under 4,000m
  • Paddle boarding
  • Rambling
  • Rounders
  • Sail boarding (within territorial waters) †
  • Sailing (within territorial waters) †
  • Snorkelling
  • Softball
  • Squash
  • Surfing
  • Swimming
  • Table tennis
  • Tennis
  • Ten pin bowling
  • Tug of war
  • Volleyball
  • Walking
  • Water polo
  • Whale watching (organised tour)
  • Wind-surfing (within territorial waters) †


† No Personal Liability cover


As a rider or passenger on a machine 125cc or under, so long as you wear a helmet and, as a rider, you hold a full UK motorcycle licence or a valid CBT certificate (DL196)

There's no cover for motorcycling as a rider or passenger on a machine over 125cc. We don't cover personal liability for motorcycling.

Activities covered if professionally organised and supervised

Plus you must wear appropriate safety equipment and take all safety precautions

  • Abseiling
  • Archery
  • Banana boating
  • Black water rafting †
  • Bungee jumping
  • Camel/Elephant riding †
  • Canoeing/Kayaking (no white water)
  • Clay pigeon shooting †
  • Fencing
  • Flotilla sailing (with professional leader)
  • Go karting †
  • Gymnastics
  • Hiking/Trekking/Walking (above 4,000m and under 6,000m)
  • Horse riding (no jumping) †
  • Hot air ballooning
  • Indoor rock climbing (with belays)
  • Jet biking †
  • Jet skiing †
  • Paintballing
  • Parascending over water *
  • Pony trekking †
  • River tubing (no white water)
  • Rollerblading or skating
  • Safari (game watching)
  • Scuba-diving down to 30m (cannot dive alone and you/one of the group must have a PADI or equivalent qualification)*
  • Segway riding (organised tours only) †
  • Shooting (not Big game) †
  • Sleigh riding (as a passenger)
  • Swimming with dolphins
  • Trampolining
  • Water skiing (no jumping) †
  • White water rafting
  • Zip wiring/Zip lining
  • Zorbing


† No Personal Liability cover

* No Personal Accident or Personal Liability cover

Winter sports

If you're planning on hitting the slopes while you're away, our optional Winter Sports add-on includes cover for a range of activities including skiing, snowboarding and more.

For more information about what's included, visit our dedicated winter sports page.

Who underwrites Saga Travel Insurance?

Saga Travel Insurance is designed for people over 50 and is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Get a travel insurance quote today