Top-of-the-range Mercedes cars come with voice recognition, massage seats and an air purification system. The latest models feature exclusive leather upholstery, LED ambient lighting and a Burmester surround sound system as standard. So naturally, you’ll want to choose the right insurance for your Mercedes-Benz car.
Established in 1926, Mercedes-Benz, known simply as Mercedes, is a luxury German car manufacturer. The Mercedes-Benz AG headquarters is in Stuttgart but Mercedes-Benz World, which opened its doors in 2006, is much closer to home.
The popular UK visitor attraction at the historic Brooklands motor racing circuit in Weybridge offers driving experiences, racing simulators and rides for children.
It’s a legal requirement to have car insurance in the UK, so at the very least, you will need third party car insurance for your Mercedes. This will cover you for damage to a third party, either another vehicle, building or person. Adding a fire and theft policy will also cover the cost of repairs or replacement of your car up to the market value.
For top level Mercedes insurance, choose a Comprehensive car insurance policy, which will cover you, your passengers and belongings inside your car as well as covering the third party. Depending on the policy you may be covered for trips abroad and vandalism as well.
Insurance for luxury cars tends to be on the more expensive side. The cost of your Mercedes car insurance will depend on which car you drive. To check the value of your Mercedes, simply enter your car registration and mileage on the Mercedes-Benz website.
The Mercedes-Benz A-Class falls within insurance groups 17-37. The more powerful Mercedes cars, such as roadsters and coupes will attract a higher price tag. This is because sought-after car models can be targets for thieves and vandals and sports cars that reach higher speeds may run a greater risk of collision.
You can expect to pay the highest level of insurance for the Mercedes S-Class Sedan. Top of the list is probably the Maybach S-Class Haute Voiture with its colour block high fashion styling in navy blue and rose gold, which is limited to just 150 models.
The Haute Voiture comes with a gift box containing a scale model of the car, a keyring and a badge. You also get complimentary rose gold coloured champagne flutes and if you have any spare change left over, you can even get a handbag to match the crystal white leather interior.
By contrast, less powerful and more compact Mercedes models – such as saloons and hatchbacks – will often have more affordable Mercedes insurance.
Aside from the model of your Mercedes car, your insurance premiums will be calculated based on other factors such as:
Maintaining an exemplary driving record and keeping the mileage low, can help limit the amount you pay. There may be additional measures you can take to reduce the amount you spend on Mercedes car insurance. It may help to add an experienced driver to your policy, pay annually or increase your excess.
You could also fit extra security or safety features such as Autonomous Emergency Braking (AEB) or collision warning technology.
You may be able to insure your classic Mercedes car with us but we do not have a specific classic car policy with an agreed value. If you’d like to know more about the advantages of taking out Saga Car Insurance for your classic Mercedes, please give us a call on 0800 302 9735.
If you’re looking to get some extra features to complement your Mercedes car insurance, here are some add-ons you could consider:
Whether you're looking for straightforward insurance or cover that's packed with extras, our car insurance has plenty of options for people over 50.
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