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Unlock some of the value of your home and turn it into tax-free cash.

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Important information about Saga Equity Release

Provided by HUB Financial Solutions Limited.

What costs are involved with Saga Equity Release?

Advice fees - Saga Equity Release is a no-obligation, no-pressure service dedicated to finding out if equity release is right for you. You’ll need to pay an advice fee of £799 if you decide to proceed and take out a Saga Lifetime Mortgage. The product available through Saga Equity Release is the Saga Lifetime Mortgage, provided by Just. Lifetime mortgages are a type of loan secured against your home and will reduce the value of your estate and your entitlement to state benefits may be affected.
Saga Lifetime Mortgage features - Some of the features of the exclusive Saga Lifetime Mortgage are subject to terms and conditions. Please make sure you are aware of them and if you have any questions the Saga Equity Release team will be happy to answer them. Details of how to get in touch can be found on our contact us page.
Specialist report - If a specialist report is required by Just, you will need to cover the cost of this. This type of report is usually only required if the property valuer has any concerns about damp, surrounding trees or the structure of the property.
Legal fees - As with all mortgages, you will need a solicitor. They will provide you with independent advice and carry out the necessary legal work required.
Solicitor fees - These will vary depending on the amount of legal work required. You may be able to find a solicitor offering a fixed fee service. On average you can expect to pay around £650 for their services.
Set-up and valuation fees - With the Saga Lifetime Mortgage there are no product set-up or valuation fees to worry about.

Want to know how much you could release?

Use Saga's FREE lifetime mortgage calculator to get an instant estimate of just how much cash you could release from your property.

Use our calculator

Got questions, want to talk to someone?

The team at Saga Equity Release can help you decide whether equity release is right for you. Arrange a call back at a time that suits you.

Request a call back

Who is involved

Saga Equity Release - Taking out equity release is a big decision but the pay-off could be life-changing. We can’t stress enough the importance of considering all the facts, knowing how much equity release could cost and getting specialist, no-obligation advice from a source you can trust. That’s why Saga have chosen HUB Financial Solutions Limited to provide Saga Equity Release. They will pay us an introductory fee if you do decide to take out a product.
HUB Financial Solutions Limited - Our chosen provider for Saga Equity Release is HUB Financial Solutions Limited, a business committed to finding the right financial solution for people approaching, or in, retirement. With Saga Equity Release, our no-obligation, no-pressure service you’ll have access to a UK-based qualified adviser and support team, who will advise you on your options and outline the options that best suit your circumstances. HUB Financial Solutions Limited, part of Just Group plc, is authorised and regulated by the Financial Conduct Authority. The product available through Saga Equity Release is the Saga Lifetime Mortgage, which can be tailored to meet your individual needs and circumstances. It's available only to customers who use this service and it’s provided by Just.
Just - Just are a leading provider of lifetime mortgages and have helped their customers release more than £5.8bn from their properties. Just has developed an exclusive product for Saga Equity Release customers: the Saga Lifetime Mortgage. If this is recommended to you and you decide to proceed, you won't pay any set-up or valuation fees. Just is a trading name of Just Retirement Money Limited. Just Retirement Money Limited, part of Just Group plc, is authorised and regulated by the Financial Conduct Authority.
Saga Personal Finance - We’ve been serving the personal finance needs of the over 50s for more than 20 years, in which time we’ve developed a range of products to help you make the most of your money. Saga Personal Finance is a registered trading name of Saga Personal Finance Limited, which is registered in England and Wales (Company No. 3023493). Registered office: 3 Pancras Square, London N1C 4AG. Saga Personal Finance Limited is authorised and regulated by the Financial Conduct Authority.

Here and ready when you are

Got a question about equity release? Speak to a friendly adviser and get the answers you need.

0800 096 7120

Mon-Thurs 9am-8pm
Fri 9am-5:30pm
Sat 10am - 3pm
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More from Saga Equity Release

There's plenty to explore and learn about equity release.

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Exclusive Saga product

Our lifetime mortgage, the Saga Lifetime Mortgage, is provided by Just and is exclusively available through Saga Equity Release.

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Pros and cons of equity release

Is equity release the best way to free up tax-free cash in your home?

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Frequently asked questions

Common questions and their answers that should help you decide whether equity release could be the right choice for you.

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Types of equity release

What are your different options for equity release?

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Equity release articles

Considering equity release should involve as much wider reading as possible, here are some articles we hope you find useful.

Important information

For more information call the Saga Equity Release team today to help you find out whether equity release could help you. Saga Equity Release is provided by HUB Financial Solutions Limited.

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Terms and conditions

Saga Equity Release is provided by HUB Financial Solutions Limited.