A range of cover options to suit your needs
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Ideal for avid holidaymakers, if you own a property abroad, or have friends and family abroad who you regularly visit, a multi-trip insurance option gives you cover for making several visits, without the hassle of searching for cover each time you travel.
To help you find the right cover for your travel plans, we have two levels of annual multi-trip travel insurance to choose from – Saga Standard and Saga Plus. See how our cover levels compare.
As well as covering the expected, we go further to cover aspects that you may not expect to be included, such as:
Tailored for the over-50s with no upper age limit
Cover for many pre-existing medical conditions
Cancellation cover from up to £10,000 to £20,000
Emergency medical cover from up to £10 million to £20 million (up to £2 million for trips in the UK)
Baggage cover from up to £5,000 to £10,000
Enforced stay cover from up to £1,500 to £2,000
Substitute accommodation cover from up to £1,500 to £5,000
Abandonment cover from up to £10,000 to £20,000
With an annual multi-trip travel insurance policy, you are protected in case of illness or injury suffered on your holiday. You’ll also benefit from up to £20 million emergency medical cover, up to £1,500 (up to £50 per day) for associated expenses during your stay in hospital and we can cover the cost of getting you home if medically necessary.
Our annual travel insurance is tailored for the over 50s but you can also add your family and friends who are under 50 to your policy, too. Friends and family can also be protected, even if they are travelling without you (over-16s only); a unique feature to our annual multi-trip policies.
With an annual travel insurance policy you’re covered to travel:
Region | Limits per trip | Limits in total |
---|---|---|
Europe |
45 days’ cover per trip as standard, but with option to extend to 60 or 90 days |
Up to 180 days’ total cover per policy year |
Worldwide excluding the USA, Canada, Mexico and all Caribbean Islands |
45 days’ cover per trip as standard, but with option to extend to 60 or 90 days |
Up to 180 days’ total cover per policy year |
Worldwide |
45 days’ cover per trip as standard, but with option to extend to 60 days |
Up to 180 days’ total cover per policy year |
This region includes the countries that are listed below
This region includes all countries except those listed below
This region includes all countries
All limits shown are per person, per trip.
Policy benefits | Saga Standard | Saga Plus |
---|---|---|
Cancellation |
Up to £10,000 |
Up to £20,000 |
Missed departure |
Up to £750 |
Up to £1,500 |
Delayed departure |
Up to £35 for each 12-hour period (£215 maximum) |
Up to £50 for each 12-hour period (£300 maximum) |
Abandonment |
Up to £10,000 |
Up to £20,000 |
Delayed baggage |
Up to £150 |
Up to £400 |
Lost, stolen or damaged baggage |
Up to £5,000 |
Up to £10,000 |
Emergency medical and associated expenses |
Up to £10 million |
Up to £20 million |
Hospital benefit |
Up to £30 for each 24-hour period (£1,000 maximum) |
Up to £50 for each 24-hour period (£1,500 maximum) |
Personal accident – permanent total disablement |
Up to £20,000 (£1,000 if under 16, £10,000 if over 70) |
Up to £30,000 (£1,000 if under 16, £15,000 if over 70) |
Criminal injury benefit |
Up to £20,000 |
Up to £30,000 |
Substitute accommodation |
Up to £1,500 |
Up to £5,000 |
Enforced stay |
Up to £100 for each 24-hour period (£1,500 maximum) |
Up to £100 for each 24-hour period (£2,000 maximum) |
Loss of passport |
Up to £500 |
Up to £1,000 |
Personal money |
Up to £500 (£500 limit for cash, £200 limit for cash if aged under 16) |
Up to £1,000 (£650 limit for cash, £200 limit for cash if aged under 16) |
Pet care |
Up to £25 for each 24-hour period (£150 maximum) |
Up to £25 for each 24-hour period (£350 maximum) |
Air rage |
Up to £1,000 |
Up to £1,000 |
Personal liability |
Up to £2 million |
Up to £3 million |
Legal expenses |
Up to £50,000 |
Up to £50,000 |
Cruise – missed port |
Up to £100 per port, up to a maximum of £300 |
|
Cruise – rejoin |
Up to £1000 |
Saga’s single trip travel insurance could be ideal for those one-off trips all over the world. Our Standard and Plus policies will cover you for up to 180 days per trip when travelling in Europe and up to 120 days per trip outside of Europe. Our Essential policy will cover you for up to 30 days.
However, we are unable to provide cover if you travel to an area that the Foreign, Commonwealth and Development Office has advised against travelling to.
There's plenty to explore and learn about our travel insurance cover.