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Closeup side view of mid 60's couple enjoying a sailing cruise during summer vacation at seaside.

ANNUAL MULTI-TRIP TRAVEL INSURANCE

Tailored for people over 50, Saga's annual travel insurance could be ideal if you are going away more than once in a year.

Annual multi-trip travel insurance

Ideal for avid holidaymakers, if you own a property abroad, or have friends and family abroad who you regularly visit, a multi-trip insurance option gives you cover for making several visits, without the hassle of searching for cover each time you travel.

To help you find the right cover for your travel plans, we have two levels of annual multi-trip travel insurance to choose from – Saga Standard and Saga Plus. See how our cover levels compare.

What does Saga multi-trip travel insurance cover?

As well as covering the expected, we go further to cover aspects that you may not expect to be included, such as:

Benefits of Saga Travel Insurance:

  • Tailored for the over-50s with no upper age limit

  • Cover for many pre-existing medical conditions

  • Cancellation cover from up to £10,000 to £20,000

  • Emergency medical cover from up to £10 million to £20 million (up to £2 million for trips in the UK)

  • Baggage cover from up to £5,000 to £10,000

Extra benefits included at no extra cost:

  • Enforced stay cover from up to £1,500 to £2,000

  • Substitute accommodation cover from up to £1,500 to £5,000

  • Abandonment cover from up to £10,000 to £20,000

Travel helpline – We’re there for you 24/7

  • English-speaking travel assistance helpline – our friendly team will be there for you 24 hours a day for advice before and during your trip
  • They will help you trace lost luggage, replace lost or stolen passports and can help you with translation and interpretation
  • Before you go, they will even give you advice on vaccinations and local information.

Medical assistance when you’re away

With an annual multi-trip travel insurance policy, you are protected in case of illness or injury suffered on your holiday. You’ll also benefit from up to £20 million emergency medical cover, up to £1,500 (up to £50 per day) for associated expenses during your stay in hospital and we can cover the cost of getting you home if medically necessary.

Cover for your friends and family

Our annual travel insurance is tailored for the over 50s but you can also add your family and friends who are under 50 to your policy, too. Friends and family can also be protected, even if they are travelling without you (over-16s only); a unique feature to our annual multi-trip policies.

Destinations and trip length

With an annual travel insurance policy you’re covered to travel:

Region Limits per trip Limits in total

Europe

45 days’ cover per trip as standard, but with option to extend to 60 or 90 days

Up to 180 days’ total cover per policy year

Worldwide excluding the USA, Canada, Mexico and all Caribbean Islands

45 days’ cover per trip as standard, but with option to extend to 60 or 90 days

Up to 180 days’ total cover per policy year

Worldwide

45 days’ cover per trip as standard, but with option to extend to 60 days

Up to 180 days’ total cover per policy year

How we define our annual travel insurance regions

Our three annual travel insurance regions cover the following territories:
Europe

This region includes the countries that are listed below

  • Aland Islands
  • Albania
  • Andorra
  • Armenia
  • Austria
  • Azores
  • Balearic islands
  • Belarus
  • Belgium
  • Bosnia-Herzegovina
  • Bulgaria
  • Canary Islands
  • Channel Islands
  • Corfu
  • Corsica
  • Crete
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Eire
  • England
  • Estonia
  • Europe
  • Faroe Islands
  • Finland
  • France
  • Fuerteventura
  • Germany
  • Gibraltar
  • Gran Canaria
  • Greece
  • Greek Islands
  • Guernsey
  • Holland
  • Hungary
  • Ibiza
  • Iceland
  • Ireland (Northern)
  • Isle Of Man
  • Italy
  • Jersey
  • Kos
  • Lanzarote
  • Lapland
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Madeira
  • Majorca
  • Malta
  • Menorca
  • Minorca
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • Northern Ireland
  • Norway
  • Poland
  • Portugal
  • Republic Of Ireland
  • Rhodes
  • Romania
  • Russia (West of the Urals)
  • San Marino
  • Sardinia
  • Scilly Isles
  • Scotland
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Spanish Region
  • Sweden
  • Switzerland
  • Tenerife
  • Turkey
  • Ukraine
  • United Kingdom
  • Vatican City
  • Wales
  • Yugoslavia (former)
Worldwide excluding the USA, Canada, Mexico and all Caribbean islands

This region includes all countries except those listed below

  • Alaska
  • Anguilla
  • Antigua and Barbuda
  • Aruba
  • Bahamas
  • Barbados
  • Bermuda
  • Bonaire (Antilles)
  • Canada
  • Caribbean
  • Cayman Islands
  • Cuba
  • Curacao
  • Dominica
  • Dominican Republic
  • Grenada
  • Guadeloupe
  • Haiti
  • Hawaii
  • Jamaica
  • Leeward Islands
  • Martinique
  • Mexico
  • Midway Island
  • Montserrat
  • Netherlands Antilles
  • Nevis Island
  • Puerto Rico
  • Saint Barthelemy
  • St Kitts and Nevis
  • St Lucia
  • St Maarten
  • St Pierre and Miquelon
  • St Vincent and the Grenadines
  • Trinidad and Tobago
  • Turks and Caicos Islands
  • United States Minor Outlying Islands
  • USA
  • Virgin Islands
Worldwide

This region includes all countries

Annual travel insurance cover limits

All limits shown are per person, per trip.

Policy benefits Saga Standard Saga Plus

Cancellation

Up to £10,000

Up to £20,000

Missed departure

Up to £750

Up to £1,500

Delayed departure

Up to £35 for each 12-hour period (£215 maximum)

Up to £50 for each 12-hour period (£300 maximum)

Abandonment

Up to £10,000

Up to £20,000

Delayed baggage

Up to £150

Up to £400

Lost, stolen or damaged baggage

Up to £5,000

Up to £10,000

Emergency medical and associated expenses

Up to £10 million

Up to £20 million

Hospital benefit

Up to £30 for each 24-hour period (£1,000 maximum)

Up to £50 for each 24-hour period (£1,500 maximum)

Personal accident – permanent total disablement

Up to £20,000 (£1,000 if under 16, £10,000 if over 70)

Up to £30,000 (£1,000 if under 16, £15,000 if over 70)

Criminal injury benefit

Up to £20,000

Up to £30,000

Substitute accommodation

Up to £1,500

Up to £5,000

Enforced stay

Up to £100 for each 24-hour period (£1,500 maximum)

Up to £100 for each 24-hour period (£2,000 maximum)

Loss of passport

Up to £500

Up to £1,000

Personal money

Up to £500 (£500 limit for cash, £200 limit for cash if aged under 16)

Up to £1,000 (£650 limit for cash, £200 limit for cash if aged under 16)

Pet care

Up to £25 for each 24-hour period (£150 maximum)

Up to £25 for each 24-hour period (£350 maximum)

Air rage

Up to £1,000

Up to £1,000

Personal liability

Up to £2 million

Up to £3 million

Legal expenses

Up to £50,000

Up to £50,000

Cruise – missed port

Dash

Up to £100 per port, up to a maximum of £300

Cruise – rejoin

Dash

Up to £1000

How does it compare to single trip travel insurance?

Saga’s single trip travel insurance could be ideal for those one-off trips all over the world. Our Standard and Plus policies will cover you for up to 180 days per trip when travelling in Europe and up to 120 days per trip outside of Europe. Our Essential policy will cover you for up to 30 days.

However, we are unable to provide cover if you travel to an area that the Foreign, Commonwealth and Development Office has advised against travelling to.

Who underwrites Saga Travel Insurance?

Saga Travel Insurance is designed for people over 50 and is underwritten by Astrenska Insurance Limited, with claims administered on their behalf by Collinson Insurance Services Limited.

Get a quote for Saga Travel Insurance today

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