TRAVEL INSURANCE FOR OVER 65s

High quality over 65 holiday insurance

Defaqto has rated Saga Standard and Saga Plus Travel Insurance as 5 Star. This means that the cover provided is top quality. Our insurance is specifically designed for people over the age of 50 and has no upper age limits.

Travel cover features include:

• From up to £2 million to £20 million emergency medical cover (£2 million for UK trips)
• From up to £2,500 to £20,000 cancellation cover
• From up to £1,750 to £10,000 baggage cover
• 24/7 English-speaking assistance helpline.

When you’re deciding which travel insurance to buy, it’s important to compare the cover offered to make sure you’re getting the right insurance for your needs.

Saga Travel Insurance can also cover you for a range of other events such as missed departure* and lost passports. You’ll be covered for most eventualities, leaving you to enjoy your holiday.

*Missed departure is not included with Saga Essential.

Annual travel insurance for over 65s

Annual multi-trip insurance covers you for any number of trips within a 12 month period.

Each trip can be up to 45 days long (extensions are available if you’re going away for longer) and your total time away must not be more than 180 days in each policy year.

Annual multi-trip insurance is ideal if you’re likely to take multiple holidays each year – it can work out better value for money. It also means that cancellation cover is already in place should you decide to take a last-minute holiday or city break.

As with our single trip cover, our annual cover also lets you add your family and friends who are under 50 to your policy.

What about the GHIC?

A Global Health Insurance Card (GHIC) entitles you to access state-provided healthcare while on holiday in a European Economic Area country or Switzerland. It gives you the right to receive the same standard of care that a citizen of the country you’re visiting would receive, and at the same cost.

However, a GHIC will not cover you for all the medical costs that you could incur if you have to fly home to continue medical care, nor do they cover you for lost baggage, cancellation, or any of the other benefits of travel insurance. You might be surprised to learn that a GHIC is not valid on cruises.

Your GHIC should be seen as complementary to your travel insurance, not a substitute. You can apply for an GHIC on the NHS website. The card is free to obtain from the NHS, so be aware of websites trying to charge a fee.

Leisure and winter sports activities

Love an active holiday? You’ll be pleased to know that if you take out Saga Travel Insurance, you’ll be covered for over 40 different activities as standard such as cycling, hiking, scuba diving, wind-surfing and hot air ballooning.

Looking for ski travel insurance? We also offer a winter sports add-on that covers you for things such as piste closure, and protects you in case your own or your hired equipment is damaged or lost.

On the other hand, if you’d prefer nothing more than to kick back and relax on your holiday, you can rest assured that we’ll have you covered.