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Booked your trip and thinking about travel insurance for over 50s? When comparing travel insurance, don’t settle for less.
Our specialist coverage for people over 50 offers additional benefits beyond what you’d find in a standard policy. Here’s what you can expect:
Saga's Defaqto 5-star-rated cover levels, Standard and Plus, include much more than the basics. Additionally, our Essential cover is perfect for short city breaks and trips within the UK.
Start your journey with us, get a quote or pick up where you left off. Online or over the phone, we look forward to welcoming you.
Log in or create a MySaga account to view your policy documents or renewal invite. Fast and easy, no need to call.
Our latest single-trip travel insurance is ideal for UK mini-breaks and weekend getaways. Unlike our other policies, it sets limits based on each trip rather than per person. Additionally, there’s a fixed excess of £150.
Essential provides up to £2 million in coverage for medical emergencies. It’s straightforward and allows you to adjust your cancellation cover from £0 up to £2,500 per trip .
Ideal for all kinds of adventures from island-hopping to touring holidays and more, Standard gives you medical expenses of up to £5 million for single trips and up to £10 million for annual policies.
What’s more, Standard comes with Delayed Flight Assistance. Simply register your flight 6 hours before departure and if you’re delayed by two hours we’ll get you comfy in an airport lounge. You’ve booked time off and we’ll do all we can to make sure you enjoy it.
Discover Saga Plus travel insurance for enhanced cover that’s great for world travel, boutique cruises and multi-centre trips. This is where you get to see how generous our limits can be with up to £20 million for medical expenses and up to £20,000 per person for cancellation.
You'll also have additional protection included for Cruises with our Missed Port and Cruise Interruption cover.
Single trip policies are most suited to those planning a one-off trip, a holiday abroad, or even a couple of short stay city breaks.
If you're a regular holidaymaker, our annual travel insurance gives you the benefit of single trip all year round.
Plus and Standard customers can enjoy some quiet time in one of more than 950 airport lounges if your flight Is delayed by one (Plus) or two (Standard) hours.
Need to check your Saga Travel Insurance policy documents, make a claim, change your policy details or contact us? Find everything you need here.
We cover most pre-existing conditions, have no upper age limit and are there for you in a medical emergency.
All Saga Travel Insurance policies provide cover for cruises including some benefits specific to cruise-goers. Saga Plus has two new cruise specific features Cruise Missed Port and Cruise Interruption cover.
The type of coverage you choose will also impact the price. Saga’s three levels of travel insurance (Essential, Standard and Plus) have different costs due to the varying amount of protection.
As you age, you may have specific medical needs. That’s why our travel insurance for over 50s covers a wide range of pre-existing medical conditions. This coverage provides peace of mind, ensuring that you’re protected for medical treatment and related expenses when you travel.
Remember to declare any pre-existing conditions when obtaining your policy and verify whether your specific condition is covered. Some common conditions covered include:
If you need to move to different accommodation at any time during the trip because your booked accommodation becomes unusable, due to:
You can claim up to £1,500 with Saga Standard and up to £5,000 with Saga Plus to cover additional accommodation and transport costs incurred.
If you can't reach your destination or return to your pre-booked accommodation or home, you can claim £100 for each complete 24-hour period. The maximum claim is £1,500 with Saga Standard or £2,000 with Saga Plus.
If it takes more than 24 hours to make alternative travel arrangements due to airspace or port closures, you can claim up to £1,000 to cover necessary additional expenses.
If you arrive at your final departure point too late to board the ship, plane or train you’re booked to travel on, we will cover the extra accommodation and travel costs you’ll have to pay to reach your final destination.
The cover limits for this feature depend on your chosen level of cover:
Your reason for lateness must be due to:
If you must abandon your trip due to unforeseen circumstances outside of your control, we will pay for any irrecoverable unused travel and accommodation (including pre-paid excursions), and other pre-paid charges.
The cover limits for this feature depend on your chosen level of cover:
Your Saga Travel Insurance policy would also cover you for any additional travel expenses, such as a new flight ticket home.
Insurance can be complicated. Visit our frequently asked questions page for some helpful answers to commonly asked questions.
Our Travel Assistance service is there to help you and provide 24-hour worldwide support including:
We hope your holiday goes without a hitch and you don’t have to make a claim, but if you do:
You can either make a claim online via the Saga Travel Insurance online portal or via telephone. Find out more about our claims process.
We are proud to offer five-star treatment every day with Saga Travel Insurance – Saga Plus and Saga Standard are both Defaqto 5 Star rated.
Emergency medical assistance is part of your Saga travel insurance policy. To ensure coverage, declare your pre-existing medical conditions when obtaining the policy and double-check your policy schedule once everything is confirmed.
If you go to a country that the Foreign, Commonwealth and Development Office (FCDO) advises against travelling to, and your reason for going isn't essential, your insurance won't cover claims related to that reason.
However, if you travel for essential reasons, your policy will provide full coverage as long as there are no other government restrictions prohibiting travel.
Keep in mind that if the FCDO advises against all travel to a specific country, we cannot offer any insurance coverage for that destination.
Yes, the Global Health Insurance Card (GHIC) is not a replacement for travel insurance – it works alongside it. While a GHIC provides some medical coverage, it doesn’t cover all costs, such as repatriation, lost baggage or cancellations. So, you need travel insurance for full coverage when travelling to countries within the European Union.
There are no travel insurance discounts based on age. Instead, the cost is determined by factors like trip duration, destination, and any additional add-ons you choose.
When obtaining travel insurance, you might be requested to share your medical records. Insurers use this information to assess the risk of insuring you based on any past or current injuries, illnesses or conditions. Remember that you must give consent for providers to access your medical records.
At Saga we offer comprehensive cover to suit your needs when travelling. To enable us to do this we require details of your medical health so that we can assess whether we can offer insurance to suit your needs.
There’s no upper age limit at Saga. As long as the policyholder is over 50, you can get travel insurance with us.
If you're likely to travel more than once a year, an annual multi-trip policy may be more cost-effective than taking out a separate policy for each trip.
The advantage of annual multi-trip travel insurance is that cancellation cover is already in place should you want to go on a last-minute holiday or city break.
If you only take the occasional trip, whether in the UK or overseas, a single-trip policy may be more suitable. Our single-trip travel insurance policies cover cancellations, medical expenses, and more for trips up to 180 days in length.
You can cancel your policy within 14 days of either the date of purchase of the policy or the date of receiving your policy documents, whichever is latest.
You'll receive a full refund except in the following circumstances:
After the 14 day cooling-off period you may cancel your policy at any time by contacting us, but the premium will not be refunded.
Discretion may be exercised in exceptional circumstances to provide a refund for unused cover. For example, a bereavement or an unexpected change to your policy that results in cover being unable to continue.
There's plenty to explore and learn about our travel insurance cover and beyond.