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Saga Magazine

GUIDES
TO HOME INSURANCE

Our simple guides include a wealth of information that can help you really get to know home insurance cover.

Browse by category

Article

Home insurance horror

How to avoid the nightmare of finding out your policy is invalid because of an unknowing breach of contract.

Article

Front door locks and home security tips

Are your doors and windows secure? Follow our guide to insurer-approved door locks and window fastenings.

Article

How to keep your home safe at Christmas

Beat the burglars and protect your pressies with these top tips.

Article

Engagement ring insurance

Everything you need to know about engagement ring insurance.

Article

Cracked walls in your home

When can you fix cracks yourself and when should you ask for help?

Article

Boiler service tips

Keep your home toasty and fuel-efficient with a few simple boiler maintenance tips. Avoid costly callouts with the help of our boiler care year planner.

Article

Garage Insurance

Does a home insurance policy include your garage contents? Read our garage insurance guide.

Article

Unoccupied home insurance

Planning some time away? Make sure your property is still protected if you leave it empty for a while.

A multi-generational family sat close together on their sofa at home

3-year fixed price
home insurance

Choose Saga Plus and fix the price of your insurance for the next 2 renewals, if nothing changes. T&Cs apply.

Get a quote

Learn more about Saga Home Insurance

Everything you need to know (and more) about our car insurance

Senior woman wearing headphones watching movie on laptop

Over 50s home insurance

Stay safe and protected in your home with dedicated home insurance for the over 50s and a 3-year fixed price option, if nothing changes.
A stylish mature man with a grey beard standing in front of his house

Buildings insurance

Protect your property with buildings insurance. We offer up to £1 million cover, three-year fixed price and no cancellation fee.

A dog laying down amongst the destroyed lining of a sofa

Accidental pet damage

Make sure you’ve got the right level of home insurance to cover damage caused by your pets.

A couple at home looking at their laptop

Contents insurance

Protect your favourite things against theft, fire and accident with up to £100,000 content cover at a 3-year fixed price.

Senior man with child painting on canvas. Grandfather spending happy time with granddaughter

Accidental damage insurance

Repair or replace belongings around your home after accidental mishaps and unexpected damage.

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Bicycle insurance

Enjoy your two-wheel adventures more when you get the right bike insurance.

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Additional home insurance cover options

Tailor your home insurance policy to suit your needs with optional extras such as Saga Home Emergency and Legal Expenses.

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Boiler cover

Guard against inconvenient and unexpected boiler failure with Saga Home & Heating Emergency cover and boiler service option.

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Buildings and contents insurance

Keeping it simple to set up and manage, combined buildings and contents insurance offers great cover with less paperwork.

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Flood re – Flood risk home insurance

Our home insurance with Flood Re can make it easier and more affordable to cover your home if it’s in a high-risk flooding area.

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Emergency cover

Get cover for home emergencies with a 24/7 emergency helpline, unlimited callouts and up to £2,000 per incident. Optionally include cover for your boiler & heating too.

A house with a flat roof on a sunny day

Flat roof insurance

Having a flat roof can make your home more prone to weather damage. Keep your home protected with flat roof insurance.

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Home renovation insurance

Whether you’re fitting a new kitchen, converting the loft or extending the house, keep your home protected at all times.

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Holiday home insurance

Insure your holiday home for peace of mind that it’s protected, even when you’re not there.

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Over 70s home insurance

Carry on feeling safe and protected in the home that you live in and love, with home insurance tailored for the over 70s.

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Legal expenses insurance

Get unlimited legal advice and protect yourself against the cost of disputes over contracts, property damage, personal injury and more.

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Over 80s home insurance

Get protection for your home and a lifetime’s belongings with Defaqto 5 star rated home insurance for the over 80s.

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Personal possessions insurance

Protect your valuables when you’re out and about with personal belongings insurance. Find out more about what it covers.

A hole in a ceiling exposing pipework

Trace and access cover

Limit the damage caused by water leaks and burst pipes in your home.

Two women sat on a counter laughing while listening to records

Over 60s home insurance

Keep your home and belongings just how you like them, with Saga home insurance designed to help them stay just right.

A man looking out of his kitchen window enjoying a coffee

Renters insurance

Contents insurance for renters to protect personal belongings. Get up to £100K contents cover available with three-year fixed price and no cancellation fee.