Over 50s Motorhome Insurance From Saga

Motorhome insurance – with a 3-year fixed price

Make sure your home on wheels is covered for all your adventures, both in the UK and Europe. If you choose our top level of cover, Saga Plus, your price won't go up for three years, (T&Cs apply).

Our Claims Promise means your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked. And what's more, you're free to cancel your Saga Plus Motorhome Insurance at any time – we won't charge you a cancellation fee.

Saga Motorhome Insurance gives you Comprehensive cover that ticks all the boxes. Motorhome insurance may be a legal requirement in the UK, but it also gives you the peace of mind that should something happen while touring, you’ve got the necessary cover in place.

New to Saga?

Start your journey with us, get a quote or pick up where you left off. Online or over the phone, we look forward to welcoming you.

Cover and benefits

Saga Select

Saga Plus

3-year fixed price

You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. T&Cs apply.

Claims promise

Your NCD while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked

Uninsured driver cover

If an uninsured driver hits your motorhome, as long as it's not your fault and you can give us their vehicle reg and accident details, we'll refund any excess paid and your NCD won't be affected

Legal Protection

We'll cover up to £100,000 of legal costs to recover uninsured losses after an accident that's not your fault, if the legal team believes you can win your case

Optional

Onward taxi travel

If the damage to your motorhome means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you anywhere in the country

Accident Healthcare cover

We’ll give you and your spouse/partner eligible private medical treatment up to £1 million if you’re injured in a road accident

Key Protection

We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected

Optional

Protected No Claim Discount

If you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period

What is your 3-year fixed price?

Our Saga Plus cover level comes with a 3-year fixed price. This means you can expect to pay the same price for three years. So if you choose to stay next year and there have been no changes to your policy details, your price will be no more than you paid for the first year.

Our Claims Promise means your No Claim Discount while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked.

You're free to leave at any time with no cancellation charges and make amendments to your policy, such as changing your vehicle, with no admin fees to pay. However, changes to your policy may change your price.

View the full terms and conditions and find out more about our 3-year fixed price.

Can I drive in the EU?

Yes, EU cover is included as standard for an unlimited period of time. Check which countries are covered.

Are my keys covered?

Yes, if you have a Saga Plus policy, you'll get Key Protection as standard with up to £2,500 of cover. We also cover up to £250 for wear and tear. If you choose a Saga Select policy, you can choose to add Key Protection as an optional extra when you're getting a quote for £9.99 a year. With Key Protection, there's no excess to pay and your NCD won't be affected.

Without Key Protection, your vehicle’s ignition key is covered if it is lost or damaged. If it is stolen, and the person who has taken it is likely to know where your vehicle is, we will also pay to replace the relevant locks. However, there will be an excess to pay and the claim will affect your NCD. Please see your Policy Book for full terms, conditions and exclusions.

Are personal belongings covered?

Yes. You’re covered for the following:

up to £1,500 for clothing and personal belongings that you keep in your motorhome, with a maximum of £100 for any one item;
up to £500 for camping equipment and gas cylinders kept near your motorhome, with a maximum of £100 for any one item;
up to £1,500 for awnings;
up to £700 for television and audio equipment, with a maximum of £350 for any one item.

However we are unable to cover jewellery, watches, furs, money, stamps, tickets or documents, anything that’s connected to a trade or business, or anything that is stolen from an awning.

What are the maximum dimensions of a motorhome that Saga can cover?

There are no size restrictions for motorhomes.

See all FAQs

MOTORHOME INSURANCE

Motorhome insurance – with a 3-year fixed price

Already a customer?

New to Saga?

What’s covered by Saga Plus?

Legal Protection

Receive eligible private medical treatment

Onward taxi travel

Key Protection

If nothing changes, why should your price?

Saga Select – Comprehensive motorhome cover with no fixed price

Who are Saga's motorhome insurance policies underwritten by?

Get a quote for motorhome insurance

Motorhome FAQs

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Home insurance

Cover and benefits	Saga Select	Saga Plus
3-year fixed price You'll get a price for one year's cover but, because we fix this for your next two renewals, as long as nothing changes, you'll pay the same price next year and the year after. T&Cs apply.
Claims promise Your NCD while you stay with Saga will not be affected by claims caused by theft, fire, storm, flood, animal damage or if your vehicle is hit while parked
Uninsured driver cover If an uninsured driver hits your motorhome, as long as it's not your fault and you can give us their vehicle reg and accident details, we'll refund any excess paid and your NCD won't be affected
Legal Protection We'll cover up to £100,000 of legal costs to recover uninsured losses after an accident that's not your fault, if the legal team believes you can win your case	Optional
Onward taxi travel If the damage to your motorhome means you can’t continue your journey after an accident in the UK, we’ll offer to arrange a taxi to take you anywhere in the country
Accident Healthcare cover We’ll give you and your spouse/partner eligible private medical treatment up to £1 million if you’re injured in a road accident
Key Protection We'll cover up to £2,500 per claim, and with us, you will even get up to £250 for wear and tear. You won't have to pay an excess and your NCD won't be affected	Optional
Protected No Claim Discount If you have four or more years’ NCD, we’ll protect it against two fault claims in a three-year period